JAVS Spring 2026

Freelance Performers Many performers can deduct: • Instrument purchase, repairs, and depreciation • Bows, strings, cases, shoulder rests, rosin • Sheet music and score rentals • Collaborative pianist and contractor fees • Travel to rehearsals and performances (mileage, airfare, lodging)* • Audition and competition fees • Concert attire (if specialized and not everyday wear) • Website hosting, headshots, and promotional materials • Charitable donations (like to the AVS!) *Mileage tip: Driving between gigs, rehearsals, and teaching locations is often deductible—but commuting from home to one primary workplace usually isn’t. Studio Teachers In addition to performance-related expenses, teachers often deduct: • Method books and teaching materials • Scheduling, billing, and video platforms • Studio software and notation programs • Continuing education, pedagogy courses, and certifications • Instrument insurance related to teaching • A portion of home expenses for a qualifying studio space** **Home studio reminder: The space must be used regularly and exclusively for teaching or administrative work. Even one dedicated room can make a meaningful difference. Retirement Planning: Not Just for “Later” Self-employed musicians don’t have to miss out on retirement savings. Depending on income and structure, options may include: • Traditional or Roth IRA • SEP-IRA • Solo 401(k) These accounts can reduce taxable income now, create tax-free income later, or both. A CPA can help determine which fits your situation best.

A Few Tax Topics Worth Asking About Tax rules change often, but you may want to stay informed about: • The Qualified Business Income (QBI) deduction • Depreciation options for high-value instruments • State-level credits and deductions • Quarterly estimated tax payments and penalties Final Thoughts Financial literacy isn’t separate from musicianship—it supports it. Understanding how taxes work, what you can deduct, and when additional structure makes sense, can turn tax season from a source of anxiety into a moment of planning and empowerment. We’ve provided a cut-and-keep checklist for the next time you sit down with your CPA on the next page! Just remember: violists already juggle multiple roles: performer, teacher, collaborator, entrepreneur, amazing baddie with a bow... With a little information and the right professional support, managing the financial side of our work can become just another skill in the toolkit.

Journal of the American Viola Society / Vol. 42, No. 1, Spring 2026

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